Elder law is postulated as a field of legal practice that encompasses all issues that affect and impact on the life of senior citizens. This subset of law has its origin in John Lyndon administration that spearheaded legal regimes that seek to protect the aged people in the society. Behavioral scholars, however, postulate that the law has its foundation in the very inherent order of humanity that have been practiced and patterned over time, whereby the young ones take care of their aged parents. Due to the proliferation of the organic lifestyle, and disintegration of kinship ties, the elderly have found themselves on the receiving end of several life difficulties that were once cared for through the kinship arrangement hence necessitating the need for the elder law. The Key points about elder law are federal benefits, elder abuse, and estate and monetary planning for the aged.
Senior citizens above the age of 62 years are eligible for a number of federal benefits. The first and the foremost is the social security fund. This is determined by a person’s contribution during their working years. Second, all senior citizens are entitled to Medicare and Medicaid, and supplementary security income. SSI is determined by financial need. Medicare and Medicaid are determined by age alone and cover various age- related ailments and disability. The chief aims of these health and financial benefit are to ensure that senior citizens live dignified financial and health lifestyles throughout their old age. Some states have additional funding for the elderly to complement the existing federal benefits.
Senior citizens are exposed to several types of abuses such as social discrimination, stealing of their property, beating, and subjection to inhumane conditions. Old age by itself leads to numerous physical and health challenges that put an individual at the mercy of stigmatization. Individual states in America are tasked with the special task of ensuring that the human dignity of the elderly is protected, and as a result, several states have local agencies who deal with that. The reality that the elderly have been subjected to human rights abuses by care givers, health specialists and family members are clearly exemplified in testimonials and legal contentions and proceedings in law courts.
Estate and monetary planning for senior citizens
Estate laws are one of the most exemplified tenets of elder law as their absence can lead to family disputes and commotions. In estate law, the elder citizen is given the capacity to determine the aftermath of his death by crafting a will that defines how they intend their property to be distributed. This effectively ensures that they continue to care for their family even after passing away as each and every property is protected by a legal instrument. It also takes care of tax concerns. Financial planning tasks the law and the individual to plan for retirement and make forecasts and contingency plans to intervene in health issues and other expenses in old age. It also ratifies the making of several retirements’ related financial instruments.